Financial Health Check

The Financial Smith's Financial Health Diagnostic is a deep-dive review into the operational and financial wellbeing of your organization. Just as a medical check-up identifies underlying issues before they become critical, our financial review assesses liquidity, solvency, profitability, and efficiency. We provide business owners with an unbiased assessment of their current standing and a prioritized roadmap for improvement.

Stability

Risk

Opportunity

Person reviewing financial documents
Person reviewing financial documents
Person reviewing financial documents
A financial health report highlighting key areas of risk and opportunity.
A financial health report highlighting key areas of risk and opportunity.
A financial health report highlighting key areas of risk and opportunity.

What we do

Diagnosing performance to ensure longevity

We look beyond the bank balance to analyze the structural financial health of the business. Our consultants review historical performance, ratio trends, and internal controls to identify "silent killers" like margin compression or rising customer acquisition costs. This service provides the clarity needed to pivot strategies, prepare for a sale, or simply sleep better at night.

Services Offered

A 360-degree view of financial performance

We examine multiple angles of your finances to provide a complete picture of business viability.

1

Ratio & KPI Analysis

Evaluating key metrics (current ratio, debt-to-equity) to assess liquidity and solvency.

1

Ratio & KPI Analysis

Evaluating key metrics (current ratio, debt-to-equity) to assess liquidity and solvency.

1

Ratio & KPI Analysis

Evaluating key metrics (current ratio, debt-to-equity) to assess liquidity and solvency.

2

Profitability Assessment

Analyzing gross and net margins by product line to identify the true drivers of profit.

2

Profitability Assessment

Analyzing gross and net margins by product line to identify the true drivers of profit.

2

Profitability Assessment

Analyzing gross and net margins by product line to identify the true drivers of profit.

3

Cash Flow Diagnostic

Reviewing cash conversion cycles to uncover trapped cash and improve working capital.

3

Cash Flow Diagnostic

Reviewing cash conversion cycles to uncover trapped cash and improve working capital.

3

Cash Flow Diagnostic

Reviewing cash conversion cycles to uncover trapped cash and improve working capital.

4

Cost Structure Review

Auditing fixed and variable costs to identify inefficiencies and waste.

4

Cost Structure Review

Auditing fixed and variable costs to identify inefficiencies and waste.

4

Cost Structure Review

Auditing fixed and variable costs to identify inefficiencies and waste.

5

Benchmarking

Comparing your financial performance against industry standards and competitors.

5

Benchmarking

Comparing your financial performance against industry standards and competitors.

5

Benchmarking

Comparing your financial performance against industry standards and competitors.

6

Risk Identification

Spotting potential compliance gaps, fraud risks, or revenue concentration issues.

6

Risk Identification

Spotting potential compliance gaps, fraud risks, or revenue concentration issues.

6

Risk Identification

Spotting potential compliance gaps, fraud risks, or revenue concentration issues.

How we work

Our diagnostic methodology

Person reviewing financial documents
Person reviewing financial documents
Person reviewing financial documents

We use a structured audit framework to rapidly identify issues without disrupting your operations.

Strategic evaluation

We begin by defining objectives, identifying opportunities, and assessing market conditions.

Strategic evaluation

We begin by defining objectives, identifying opportunities, and assessing market conditions.

Strategic evaluation

We begin by defining objectives, identifying opportunities, and assessing market conditions.

Analysis & preparation

Our team conducts in-depth valuation, due diligence, and risk assessment.

Analysis & preparation

Our team conducts in-depth valuation, due diligence, and risk assessment.

Analysis & preparation

Our team conducts in-depth valuation, due diligence, and risk assessment.

Execution & negotiation

We manage the deal process, ensuring efficiency, compliance, and value creation.

Execution & negotiation

We manage the deal process, ensuring efficiency, compliance, and value creation.

Execution & negotiation

We manage the deal process, ensuring efficiency, compliance, and value creation.

Integration & follow-up

Post-deal support ensures that synergies are realized and long-term goals are achieved.

Integration & follow-up

Post-deal support ensures that synergies are realized and long-term goals are achieved.

Integration & follow-up

Post-deal support ensures that synergies are realized and long-term goals are achieved.

A professional reviewing a printed financial audit report with a calculator and red pen, highlighting key metrics.
A professional reviewing a printed financial audit report with a calculator and red pen, highlighting key metrics.
A professional reviewing a printed financial audit report with a calculator and red pen, highlighting key metrics.

Get in Touch

Stop Guessing. Start Strategizing.

Financial clarity is just one conversation away. Fill out the form to schedule a consultation and see how we can turn your data into a competitive advantage.

Close up of hands writing in leather notebook on wooden desk
Close up of hands writing in leather notebook on wooden desk
Close up of hands writing in leather notebook on wooden desk

Other Services

Data visualization monitor close up
Real-Time Data & Dashboards

Transform complex data into clear, real-time insights that drive faster, smarter business decisions.

Data visualization monitor close up
Real-Time Data & Dashboards

Transform complex data into clear, real-time insights that drive faster, smarter business decisions.

Data visualization monitor close up
Real-Time Data & Dashboards

Transform complex data into clear, real-time insights that drive faster, smarter business decisions.

Budget
Forecasting & Budgeting

Architect your future with precision budgeting, dynamic forecasting, and advanced financial modeling.

Budget
Forecasting & Budgeting

Architect your future with precision budgeting, dynamic forecasting, and advanced financial modeling.

Budget
Forecasting & Budgeting

Architect your future with precision budgeting, dynamic forecasting, and advanced financial modeling.

Financial Presentation
Investor & Funding Presentations

Craft compelling financial narratives and visual presentations that secure funding and stakeholder buy-in.

Financial Presentation
Investor & Funding Presentations

Craft compelling financial narratives and visual presentations that secure funding and stakeholder buy-in.

Financial Presentation
Investor & Funding Presentations

Craft compelling financial narratives and visual presentations that secure funding and stakeholder buy-in.

Bookkeeper inputting financial data into accounting software
Financial Systems Setup & Automation

Streamline operations with modern financial software, integrated workflows, and automated reporting.

Bookkeeper inputting financial data into accounting software
Financial Systems Setup & Automation

Streamline operations with modern financial software, integrated workflows, and automated reporting.

Bookkeeper inputting financial data into accounting software
Financial Systems Setup & Automation

Streamline operations with modern financial software, integrated workflows, and automated reporting.

financial education
Financial Education

Empowering teams and individuals with the knowledge to make confident, strategic financial decisions.

financial education
Financial Education

Empowering teams and individuals with the knowledge to make confident, strategic financial decisions.

financial education
Financial Education

Empowering teams and individuals with the knowledge to make confident, strategic financial decisions.