Financial Health & Diagnostic

The Financial Smith's Financial Health Diagnostic is a deep-dive review into the operational and financial wellbeing of your organization. Just as a medical check-up identifies underlying issues before they become critical, our financial review assesses liquidity, solvency, profitability, and efficiency. We provide business owners with an unbiased assessment of their current standing and a prioritized roadmap for improvement.

Stability

Risk

Opportunity

Conducting a thorough diagnostic review of business financial statements.
Conducting a thorough diagnostic review of business financial statements.
Conducting a thorough diagnostic review of business financial statements.
A financial health report highlighting key areas of risk and opportunity.
A financial health report highlighting key areas of risk and opportunity.
A financial health report highlighting key areas of risk and opportunity.

What we do

Diagnosing performance to ensure longevity

We look beyond the bank balance to analyze the structural financial health of the business. Our consultants review historical performance, ratio trends, and internal controls to identify "silent killers" like margin compression or rising customer acquisition costs. This service provides the clarity needed to pivot strategies, prepare for a sale, or simply sleep better at night.

Services Offered

A 360-degree view of financial performance

We examine multiple angles of your finances to provide a complete picture of business viability.

1

Ratio & KPI Analysis

Evaluating key metrics (current ratio, debt-to-equity) to assess liquidity and solvency.

1

Ratio & KPI Analysis

Evaluating key metrics (current ratio, debt-to-equity) to assess liquidity and solvency.

1

Ratio & KPI Analysis

Evaluating key metrics (current ratio, debt-to-equity) to assess liquidity and solvency.

2

Profitability Assessment

Analyzing gross and net margins by product line to identify the true drivers of profit.

2

Profitability Assessment

Analyzing gross and net margins by product line to identify the true drivers of profit.

2

Profitability Assessment

Analyzing gross and net margins by product line to identify the true drivers of profit.

3

Cash Flow Diagnostic

Reviewing cash conversion cycles to uncover trapped cash and improve working capital.

3

Cash Flow Diagnostic

Reviewing cash conversion cycles to uncover trapped cash and improve working capital.

3

Cash Flow Diagnostic

Reviewing cash conversion cycles to uncover trapped cash and improve working capital.

4

Cost Structure Review

Auditing fixed and variable costs to identify inefficiencies and waste.

4

Cost Structure Review

Auditing fixed and variable costs to identify inefficiencies and waste.

4

Cost Structure Review

Auditing fixed and variable costs to identify inefficiencies and waste.

5

Benchmarking

Comparing your financial performance against industry standards and competitors.

5

Benchmarking

Comparing your financial performance against industry standards and competitors.

5

Benchmarking

Comparing your financial performance against industry standards and competitors.

6

Risk Identification

Spotting potential compliance gaps, fraud risks, or revenue concentration issues.

6

Risk Identification

Spotting potential compliance gaps, fraud risks, or revenue concentration issues.

6

Risk Identification

Spotting potential compliance gaps, fraud risks, or revenue concentration issues.

How we work

Our diagnostic methodology

Conducting a thorough diagnostic review of business financial statements.
Conducting a thorough diagnostic review of business financial statements.
Conducting a thorough diagnostic review of business financial statements.

We use a structured audit framework to rapidly identify issues without disrupting your operations.

Strategic evaluation

We begin by defining objectives, identifying opportunities, and assessing market conditions.

Strategic evaluation

We begin by defining objectives, identifying opportunities, and assessing market conditions.

Strategic evaluation

We begin by defining objectives, identifying opportunities, and assessing market conditions.

Analysis & preparation

Our team conducts in-depth valuation, due diligence, and risk assessment.

Analysis & preparation

Our team conducts in-depth valuation, due diligence, and risk assessment.

Analysis & preparation

Our team conducts in-depth valuation, due diligence, and risk assessment.

Execution & negotiation

We manage the deal process, ensuring efficiency, compliance, and value creation.

Execution & negotiation

We manage the deal process, ensuring efficiency, compliance, and value creation.

Execution & negotiation

We manage the deal process, ensuring efficiency, compliance, and value creation.

Integration & follow-up

Post-deal support ensures that synergies are realized and long-term goals are achieved.

Integration & follow-up

Post-deal support ensures that synergies are realized and long-term goals are achieved.

Integration & follow-up

Post-deal support ensures that synergies are realized and long-term goals are achieved.

A professional reviewing a printed financial audit report with a calculator and red pen, highlighting key metrics.
A professional reviewing a printed financial audit report with a calculator and red pen, highlighting key metrics.
A professional reviewing a printed financial audit report with a calculator and red pen, highlighting key metrics.

Get in Touch

Let’s build clarity, confidence, and growth together

Whether you’re looking to refine your financial strategy, explore partnership opportunities, or discuss tailored consulting solutions — our team is here to help.

A man wearing glasses and a blazer working at a desk, writing in a notebook beside a computer monitor in a modern office.
A man wearing glasses and a blazer working at a desk, writing in a notebook beside a computer monitor in a modern office.
A man wearing glasses and a blazer working at a desk, writing in a notebook beside a computer monitor in a modern office.

Other Services

	A modern financial dashboard displaying real-time liquidity and profitability metrics on a high-resolution monitor.
Financial Intelligence & Dashboards

Transform complex data into clear, real-time insights that drive faster, smarter business decisions.

	A modern financial dashboard displaying real-time liquidity and profitability metrics on a high-resolution monitor.
Financial Intelligence & Dashboards

Transform complex data into clear, real-time insights that drive faster, smarter business decisions.

	A modern financial dashboard displaying real-time liquidity and profitability metrics on a high-resolution monitor.
Financial Intelligence & Dashboards

Transform complex data into clear, real-time insights that drive faster, smarter business decisions.

Strategic financial planning session analyzing growth projections and budget variances.
Strategic FP&A

Architect your future with precision budgeting, dynamic forecasting, and advanced financial modeling.

Strategic financial planning session analyzing growth projections and budget variances.
Strategic FP&A

Architect your future with precision budgeting, dynamic forecasting, and advanced financial modeling.

Strategic financial planning session analyzing growth projections and budget variances.
Strategic FP&A

Architect your future with precision budgeting, dynamic forecasting, and advanced financial modeling.

A professional investor pitch deck displayed during a boardroom presentation.
Investor & Corporate Presentations

Craft compelling financial narratives and visual presentations that secure funding and stakeholder buy-in.

A professional investor pitch deck displayed during a boardroom presentation.
Investor & Corporate Presentations

Craft compelling financial narratives and visual presentations that secure funding and stakeholder buy-in.

A professional investor pitch deck displayed during a boardroom presentation.
Investor & Corporate Presentations

Craft compelling financial narratives and visual presentations that secure funding and stakeholder buy-in.

Diverse team of financial professionals collaborating on data analysis using a laptop in a modern high-rise office.
Financial Systems Transformation

Streamline operations with modern financial software, integrated workflows, and automated reporting.

Diverse team of financial professionals collaborating on data analysis using a laptop in a modern high-rise office.
Financial Systems Transformation

Streamline operations with modern financial software, integrated workflows, and automated reporting.

Diverse team of financial professionals collaborating on data analysis using a laptop in a modern high-rise office.
Financial Systems Transformation

Streamline operations with modern financial software, integrated workflows, and automated reporting.

Leading a corporate financial wellness workshop for employees.
Financial Wellness & Education

Empowering teams and individuals with the knowledge to make confident, strategic financial decisions.

Leading a corporate financial wellness workshop for employees.
Financial Wellness & Education

Empowering teams and individuals with the knowledge to make confident, strategic financial decisions.

Leading a corporate financial wellness workshop for employees.
Financial Wellness & Education

Empowering teams and individuals with the knowledge to make confident, strategic financial decisions.

Managing personal financial administration and vendor coordination.
Concierge & Advisory Services

Bespoke financial support and lifestyle management for busy professionals and growing businesses.

Managing personal financial administration and vendor coordination.
Concierge & Advisory Services

Bespoke financial support and lifestyle management for busy professionals and growing businesses.

Managing personal financial administration and vendor coordination.
Concierge & Advisory Services

Bespoke financial support and lifestyle management for busy professionals and growing businesses.